Premier Client is a premier homeowners insurance product from NatGen Premier available for customers with homes valued up to $5,000,000. Premier Client is coverage for personal valuables, too - from fine art to rare sports memorabilia collections. Best of all, our umbrella policy is a simple addition to your existing homeowners policy with limits up to $10,000,000. Premier Client isn't just coverage for your home. It's insurance coverage which protects your property, personal valuables, identity and integrity.