Flooding is the most common natural disaster and takes place every day in all regions of the country.
Without flood insurance, most property owners have to pay out of pocket or take out loans to repair and replace their damaged items.
Flood insurance reduces the financial burden of a flood event.
In 2017, the average flood claim was over 35,000 while the average flood policy cost less than $700.00.
Know the facts:
Floods and flash floods happen in all 50 states.
Everyone lives in a flood zone.
People outside of high-risk areas file nearly 25% of NFIP claims and receive one-third of disaster assistance for flooding.
Just an inch of water can cause costly damage to your property.
In a high-risk area, a home is twice as likely to be damaged by flood than fire.
Currently, we offer flood insurance for the following structures:
Residential 1-4 family unit buildings and individual residential condominium units are eligible for up to $250,000 in building coverage and up to $100,000 in personal property coverage.
Other residential buildings containing more than 5 units are eligible for up to $500,000 in building coverage and up to $100,000 on personal property.
Non-residential buildings are eligible for up to $500,000 in building coverage and up to $500,000 on personal property.
Most NFIP policies require a 30 day waiting period, so don’t delay in protecting your home.
Check out the top ten
reasons to buy a flood policy and ask your agent for a flood quote today.